{"id":28333,"date":"2025-06-10T19:44:59","date_gmt":"2025-06-10T12:44:59","guid":{"rendered":"https:\/\/quanghung.name.vn\/thoi-su\/5-thoi-diem-de-chi-tieu-boc-dong\/"},"modified":"2025-06-10T19:44:59","modified_gmt":"2025-06-10T12:44:59","slug":"5-thoi-diem-de-chi-tieu-boc-dong","status":"publish","type":"post","link":"https:\/\/quanghung.name.vn\/?p=28333","title":{"rendered":"5 th\u1eddi \u0111i\u1ec3m d\u1ec5 chi ti\u00eau b\u1ed1c \u0111\u1ed3ng"},"content":{"rendered":"
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Theo C\u1ee5c D\u1ef1 tr\u1eef li\u00ean bang M\u1ef9, g\u1ea7n 40% ng\u01b0\u1eddi tr\u01b0\u1edfng th\u00e0nh kh\u00f4ng \u0111\u1ee7 ti\u1ec1n m\u1eb7t \u0111\u1ec3 chi tr\u1ea3 kho\u1ea3n kh\u1ea9n c\u1ea5p 400 USD. N\u0103m 2023, n\u1ee3 th\u1ebb t\u00edn d\u1ee5ng l\u1eadp k\u1ef7 l\u1ee5c h\u01a1n 1.000 t\u1ef7 USD, trong b\u1ed1i c\u1ea3nh l\u1ea1m ph\u00e1t ti\u1ebfp t\u1ee5c \u0111\u1ea9y gi\u00e1 thu\u00ea nh\u00e0 v\u00e0 th\u1ef1c ph\u1ea9m t\u0103ng cao.<\/p>\n

B\u00e1o c\u00e1o t\u1eeb n\u1ec1n t\u1ea3ng Bankrate cho th\u1ea5y 60% ng\u01b0\u1eddi M\u1ef9 th\u1eeba nh\u1eadn \u0111\u00e3 mua s\u1eafm tr\u1ef1c tuy\u1ebfn b\u1ed1c \u0111\u1ed3ng v\u1edbi 25% trong s\u1ed1 \u0111\u00f3 th\u1ef1c hi\u1ec7n khi m\u1ec7t m\u1ecfi ho\u1eb7c c\u0103ng th\u1eb3ng.<\/p>\n

C\u00e1c nh\u00e0 nghi\u00ean c\u1ee9u t\u00e0i ch\u00ednh \u0111\u00e3 li\u1ec7t k\u00ea nhi\u1ec1u th\u1eddi \u0111i\u1ec3m chi ti\u00eau d\u1ec5 l\u00e3ng ph\u00ed, d\u1eabn \u0111\u1ebfn c\u0103ng th\u1eb3ng t\u00e0i ch\u00ednh gia t\u0103ng v\u00e0 gi\u1ea3m kh\u1ea3 n\u0103ng ti\u1ebft ki\u1ec7m d\u00e0i h\u1ea1n.<\/p>\n

Mua s\u1eafm khi \u0111ang \u0111\u00f3i<\/strong><\/p>\n

Khi \u0111\u00f3i, ng\u01b0\u1eddi ti\u00eau d\u00f9ng d\u1ec5 r\u01a1i v\u00e0o tr\u1ea1ng th\u00e1i mua s\u1eafm b\u1ed1c \u0111\u1ed3ng, \u0111\u1eb7c bi\u1ec7t v\u1edbi c\u00e1c th\u1ef1c ph\u1ea9m nhi\u1ec1u calo nh\u01b0 khoai t\u00e2y chi\u00ean hay b\u00e1nh quy.<\/p>\n

Nghi\u00ean c\u1ee9u do \u0110\u1ea1i h\u1ecdc Minnesota (M\u1ef9) c\u00f4ng b\u1ed1 tr\u00ean t\u1ea1p ch\u00ed Proceedings of the National Academy of Sciences<\/em> cho th\u1ea5y nh\u1eefng ng\u01b0\u1eddi ch\u01b0a \u0103n trong 5 gi\u1edd tr\u01b0\u1edbc khi \u0111i mua s\u1eafm chi ti\u00eau cao h\u01a1n 64% cho c\u00e1c m\u00f3n kh\u00f4ng thi\u1ebft y\u1ebfu so v\u1edbi nh\u00f3m \u0111\u00e3 \u0103n.<\/p>\n

T\u01b0\u01a1ng t\u1ef1, nghi\u00ean c\u1ee9u n\u0103m 2013 c\u1ee7a \u0110\u1ea1i h\u1ecdc Cornell ch\u1ec9 ra ng\u01b0\u1eddi \u0111i si\u00eau th\u1ecb khi \u0111\u00f3i c\u00f3 xu h\u01b0\u1edbng ch\u1ecdn \u0111\u1ed3 \u0103n v\u1eb7t thay v\u00ec th\u1ef1c ph\u1ea9m l\u00e0nh m\u1ea1nh v\u00e0 chi ti\u00eau t\u1ed5ng th\u1ec3 cao h\u01a1n 15 \u0111\u1ebfn 20%. L\u00fd do, theo c\u00e1c nh\u00e0 khoa h\u1ecdc, l\u00e0 khi \u0111\u00f3i, n\u00e3o b\u1ed9 k\u00edch ho\u1ea1t c\u01a1 ch\u1ebf t\u00ecm ki\u1ebfm n\u0103ng l\u01b0\u1ee3ng, \u01b0u ti\u00ean th\u1ef1c ph\u1ea9m ch\u1ee9a nhi\u1ec1u \u0111\u01b0\u1eddng v\u00e0 ch\u1ea5t b\u00e9o.<\/p>\n

V\u00ec v\u1eady, tr\u00e1nh \u0111i si\u00eau th\u1ecb khi b\u1ee5ng r\u1ed7ng l\u00e0 c\u00e1ch \u0111\u01a1n gi\u1ea3n \u0111\u1ec3 ki\u1ec3m so\u00e1t chi ti\u00eau v\u00e0 h\u1ea1n ch\u1ebf mua s\u1eafm thi\u1ebfu l\u00fd tr\u00ed.<\/p>\n

L\u01b0\u1edbt web l\u00fac m\u1ec7t m\u1ecfi<\/strong><\/p>\n

Vi\u1ec7c mua s\u1eafm b\u1ed1c \u0111\u1ed3ng khi m\u1ec7t m\u1ecfi, \u0111\u1eb7c bi\u1ec7t tr\u00ean c\u00e1c n\u1ec1n t\u1ea3ng th\u01b0\u01a1ng m\u1ea1i \u0111i\u1ec7n t\u1eed, l\u00e0 h\u00e0nh vi ph\u1ed5 bi\u1ebfn v\u00e0 \u0111\u01b0\u1ee3c nhi\u1ec1u nghi\u00ean c\u1ee9u ghi nh\u1eadn.<\/p>\n

Nghi\u00ean c\u1ee9u c\u00f4ng b\u1ed1 tr\u00ean t\u1ea1p ch\u00ed Journal of Consumer Research <\/em>cho th\u1ea5y <\/em>m\u1ec7t m\u1ecfi tinh th\u1ea7n l\u00e0m suy gi\u1ea3m kh\u1ea3 n\u0103ng t\u1ef1 ki\u1ec3m so\u00e1t, khi\u1ebfn n\u00e3o \u01b0u ti\u00ean quy\u1ebft \u0111\u1ecbnh mang l\u1ea1i s\u1ef1 h\u00e0i l\u00f2ng t\u1ee9c th\u00ec thay v\u00ec c\u00e2n nh\u1eafc l\u1ee3i \u00edch l\u00e2u d\u00e0i.<\/p>\n

Nghi\u00ean c\u1ee9u c\u1ee7a \u0110\u1ea1i h\u1ecdc Texas n\u0103m 2018 cho th\u1ea5y ng\u01b0\u1eddi thi\u1ebfu ng\u1ee7 ho\u1eb7c ki\u1ec7t s\u1ee9c c\u00f3 xu h\u01b0\u1edbng chi ti\u00eau nhi\u1ec1u h\u01a1n 23% cho c\u00e1c s\u1ea3n ph\u1ea9m kh\u00f4ng c\u1ea7n thi\u1ebft, nh\u1ea5t l\u00e0 v\u00e0o bu\u1ed5i t\u1ed1i khi m\u1ee9c n\u0103ng l\u01b0\u1ee3ng th\u1ea5p v\u00e0 d\u1ec5 l\u01b0\u1edbt m\u1ea1ng.<\/p>\n

Mua s\u1eafm tr\u1ef1c tuy\u1ebfn c\u00e0ng d\u1ec5 b\u1ed1c \u0111\u1ed3ng v\u00ec thao t\u00e1c \u0111\u01a1n gi\u1ea3n, nhi\u1ec1u n\u1ec1n t\u1ea3ng nh\u01b0 Amazon hay eBay cho ph\u00e9p ho\u00e0n t\u1ea5t giao d\u1ecbch ch\u1ec9 sau m\u1ed9t c\u00fa nh\u1ea5p chu\u1ed9t. Khi t\u1ec9nh t\u00e1o, b\u1ea1n c\u00f3 th\u1ec3 c\u00e2n nh\u1eafc m\u00f3n \u0111\u1ed3 c\u00f3 th\u1ef1c s\u1ef1 c\u1ea7n thi\u1ebft hay kh\u00f4ng, nh\u01b0ng khi m\u1ec7t, vi\u1ec7c ki\u1ec1m ch\u1ebf tr\u1edf n\u00ean kh\u00f3 kh\u0103n h\u01a1n.<\/p>\n

Khi t\u1ec9nh t\u00e1o, b\u1ea1n c\u00f3 th\u1ec3 l\u00fd tr\u00ed r\u1eb1ng m\u00f3n \u0111\u1ed3 \u0111\u00f3 s\u1ebd kh\u00f4ng \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng l\u00e2u d\u00e0i v\u00e0 ch\u1ec9 tr\u1edf th\u00e0nh v\u1eadt d\u1ee5ng v\u00f4 ngh\u0129a trong nh\u00e0.<\/p>\n

Qu\u00e1 m\u1ec7t \u0111\u1ec3 n\u1ea5u \u0103n<\/strong><\/p>\n

Khi m\u1ec7t m\u1ecfi, b\u1ea1n d\u1ec5 \u0111\u01b0a ra l\u1ef1a ch\u1ecdn thi\u1ebfu c\u00e2n nh\u1eafc, nh\u01b0 \u0111\u1eb7t \u0111\u1ed3 \u0103n nhanh d\u00f9 bi\u1ebft chi ph\u00ed cao. Theo n\u1ec1n t\u1ea3ng Restaurant Dive (2024), 62% ng\u01b0\u1eddi ti\u00eau d\u00f9ng M\u1ef9 \u0111\u00e3 gi\u1ea3m \u0103n th\u1ee9c \u0103n nhanh v\u00ec gi\u00e1 t\u0103ng, trong khi 78% xem \u0111\u00e2y l\u00e0 “xa x\u1ec9 ph\u1ea9m” v\u00e0 65% t\u1eebng s\u1ed1c v\u00ec gi\u00e1 m\u1ed9t \u0111\u01a1n h\u00e0ng trong 6 th\u00e1ng qua.<\/p>\n

B\u00e1o c\u00e1o c\u1ee7a Statista (2022) cho th\u1ea5y m\u1ed9t \u0111\u01a1n h\u00e0ng th\u1ee9c \u0103n nhanh qua \u1ee9ng d\u1ee5ng c\u00f3 th\u1ec3 l\u00ean \u0111\u1ebfn 35 USD, g\u1ed3m gi\u00e1 m\u00f3n \u0103n, ph\u00ed giao h\u00e0ng, ph\u00ed d\u1ecbch v\u1ee5 v\u00e0 ti\u1ec1n tip, cao h\u01a1n kho\u1ea3ng 40% so v\u1edbi \u0103n t\u1ea1i ch\u1ed7.<\/p>\n

Khi m\u1ec7t, n\u00e3o \u01b0u ti\u00ean gi\u1ea3i ph\u00e1p nhanh ch\u00f3ng thay v\u00ec hi\u1ec7u qu\u1ea3 d\u00e0i h\u1ea1n. Vi\u1ec7c b\u1ecf ra s\u1ed1 ti\u1ec1n l\u1edbn cho b\u1eefa \u0103n \u00edt dinh d\u01b0\u1ee1ng ch\u1ec9 \u0111\u1ec3 ti\u1ebft ki\u1ec7m c\u00f4ng s\u1ee9c n\u1ea5u n\u01b0\u1edbng l\u00e0 minh ch\u1ee9ng r\u00f5 r\u00e0ng cho c\u00e1ch c\u1ea3m x\u00fac v\u00e0 th\u1ec3 tr\u1ea1ng \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn t\u00e0i ch\u00ednh c\u00e1 nh\u00e2n.<\/p>\n

Bu\u1ed3n v\u00e0 c\u1ea7n gi\u1ea3i t\u1ecfa<\/strong><\/p>\n

Bu\u1ed3n c\u00f3 th\u1ec3 khi\u1ebfn ng\u01b0\u1eddi tr\u1ebb chi ti\u00eau thi\u1ebfu ki\u1ec3m so\u00e1t. M\u1ed9t s\u1ed1 ng\u01b0\u1eddi ch\u1ecdn mua s\u1eafm tr\u1ef1c tuy\u1ebfn \u0111\u1ec3 gi\u1ea3i t\u1ecfa c\u1ea3m x\u00fac, d\u00f9 \u0111i\u1ec1u n\u00e0y c\u00f3 th\u1ec3 t\u1ea1o ra th\u00f3i quen t\u00e0i ch\u00ednh x\u1ea5u v\u00e0 khi\u1ebfn v\u1ea5n \u0111\u1ec1 t\u00e2m l\u00fd tr\u1ea7m tr\u1ecdng h\u01a1n. N\u1ee3 th\u1ebb t\u00edn d\u1ee5ng t\u0103ng, ng\u00e2n s\u00e1ch cho \u0111\u1ea7u t\u01b0 gi\u1ea3m, trong khi n\u1ed7i bu\u1ed3n v\u1eabn c\u00f2n \u0111\u00f3.<\/p>\n

Nghi\u00ean c\u1ee9u c\u1ee7a Vi\u1ec7n Y t\u1ebf Qu\u1ed1c gia M\u1ef9 cho th\u1ea5y thanh ni\u00ean \u0111\u1ed9 tu\u1ed5i 18-25 s\u1eed d\u1ee5ng \u1ee9ng d\u1ee5ng giao \u0111\u1ed3 \u0103n trung b\u00ecnh hai l\u1ea7n m\u1ed7i tu\u1ea7n, \u0111\u1eb7c bi\u1ec7t khi c\u1ea3m th\u1ea5y ch\u00e1n n\u1ea3n ho\u1eb7c kh\u00f4ng c\u00f3 \u0111\u1ed9ng l\u1ef1c. S\u1ef1 ti\u1ec7n l\u1ee3i c\u1ee7a quy tr\u00ecnh \u0111\u1eb7t h\u00e0ng t\u1ed1i gi\u1ea3n ch\u1ec9 qua m\u1ed9t c\u00fa nh\u1ea5p, c\u00e0ng khi\u1ebfn h\u00e0nh vi chi ti\u00eau b\u1ed1c \u0111\u1ed3ng d\u1ec5 x\u1ea3y ra, nh\u1ea5t l\u00e0 v\u00e0o cu\u1ed1i ng\u00e0y khi c\u1ea3m x\u00fac xu\u1ed1ng th\u1ea5p.<\/p>\n

M\u1ed9t nghi\u00ean c\u1ee9u n\u0103m 2016 ch\u1ec9 ra r\u1eb1ng c\u1ea3m x\u00fac ti\u00eau c\u1ef1c l\u00e0m gi\u00e1n \u0111o\u1ea1n h\u1ec7 th\u1ed1ng ki\u1ec3m so\u00e1t v\u00e0 ra quy\u1ebft \u0111\u1ecbnh c\u1ee7a n\u00e3o b\u1ed9, khi\u1ebfn con ng\u01b0\u1eddi d\u1ec5 \u0111\u01b0a ra l\u1ef1a ch\u1ecdn t\u00e0i ch\u00ednh r\u1ee7i ro v\u00e0 thi\u1ebfu c\u00e2n nh\u1eafc h\u01a1n.<\/p>\n

\u0110\u01b0\u1ee3c t\u0103ng l\u01b0\u01a1ng, th\u01b0\u1edfng<\/strong><\/p>\n

Ki\u1ebfm nhi\u1ec1u ti\u1ec1n h\u01a1n kh\u00f4ng \u0111\u1ed3ng ngh\u0129a v\u1edbi vi\u1ec7c n\u00ean t\u0103ng chi ti\u00eau. M\u1ed9t trong nh\u1eefng b\u1eaby t\u00e0i ch\u00ednh ph\u1ed5 bi\u1ebfn l\u00e0 l\u1ea1m ph\u00e1t l\u1ed1i s\u1ed1ng, khi ng\u01b0\u1eddi ta chi nhi\u1ec1u h\u01a1n ngay sau khi nh\u1eadn l\u01b0\u01a1ng ho\u1eb7c th\u01b0\u1edfng.<\/p>\n

Theo nghi\u00ean c\u1ee9u c\u1ee7a t\u1ea1p ch\u00ed Journal of Consumer Affairs<\/em>, 60% ng\u01b0\u1eddi M\u1ef9 t\u0103ng chi ti\u00eau v\u00e0o c\u00e1c kho\u1ea3n kh\u00f4ng thi\u1ebft y\u1ebfu nh\u01b0 \u0103n ngo\u00e0i, du l\u1ecbch hay mua s\u1eafm xa x\u1ec9, khi\u1ebfn t\u1ef7 l\u1ec7 ti\u1ebft ki\u1ec7m kh\u00f4ng t\u0103ng d\u00f9 thu nh\u1eadp cao h\u01a1n.<\/p>\n

Chi\u1ebfn l\u01b0\u1ee3c b\u1ec1n v\u1eefng l\u00e0 s\u1ed1ng d\u01b0\u1edbi m\u1ee9c thu nh\u1eadp, gi\u1eef chi ti\u00eau \u1ed5n \u0111\u1ecbnh \u0111\u1ec3 x\u00e2y d\u1ef1ng \u0111\u1ea7u t\u01b0 nhanh h\u01a1n, \u0111\u1ed3ng th\u1eddi t\u1eadn d\u1ee5ng c\u01a1 h\u1ed9i ngh\u1ec1 nghi\u1ec7p v\u00e0 c\u00f4ng vi\u1ec7c ph\u1ee5 \u0111\u1ec3 t\u0103ng thu nh\u1eadp.<\/p>\n

Ng\u1ecdc Ng\u00e2n<\/strong> (Theo Yahoo Life, AOL<\/em>)<\/p>\n

<\/span><\/p>\n

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Theo C\u1ee5c D\u1ef1 tr\u1eef li\u00ean bang M\u1ef9, g\u1ea7n 40% ng\u01b0\u1eddi tr\u01b0\u1edfng th\u00e0nh kh\u00f4ng \u0111\u1ee7 ti\u1ec1n m\u1eb7t \u0111\u1ec3 chi tr\u1ea3 kho\u1ea3n kh\u1ea9n c\u1ea5p 400 USD. N\u0103m 2023, n\u1ee3 th\u1ebb t\u00edn d\u1ee5ng l\u1eadp k\u1ef7 l\u1ee5c h\u01a1n 1.000 t\u1ef7 USD, trong b\u1ed1i c\u1ea3nh l\u1ea1m ph\u00e1t ti\u1ebfp t\u1ee5c \u0111\u1ea9y gi\u00e1 thu\u00ea nh\u00e0 v\u00e0 th\u1ef1c ph\u1ea9m t\u0103ng cao. B\u00e1o c\u00e1o<\/p>\n","protected":false},"author":1,"featured_media":28334,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow44a6DA:productID":"","footnotes":""},"categories":[2],"tags":[2847,4689,2137],"class_list":["post-28333","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-thoi-su","tag-lang-phi","tag-tiet-kiem","tag-tieu-tien"],"_links":{"self":[{"href":"https:\/\/quanghung.name.vn\/index.php?rest_route=\/wp\/v2\/posts\/28333","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/quanghung.name.vn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/quanghung.name.vn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/quanghung.name.vn\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/quanghung.name.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=28333"}],"version-history":[{"count":0,"href":"https:\/\/quanghung.name.vn\/index.php?rest_route=\/wp\/v2\/posts\/28333\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/quanghung.name.vn\/index.php?rest_route=\/wp\/v2\/media\/28334"}],"wp:attachment":[{"href":"https:\/\/quanghung.name.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=28333"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/quanghung.name.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=28333"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/quanghung.name.vn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=28333"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}