{"id":31521,"date":"2025-06-13T17:11:59","date_gmt":"2025-06-13T10:11:59","guid":{"rendered":"https:\/\/quanghung.name.vn\/thoi-su\/vi-sao-nguoi-trung-luu-de-roi-vao-canh-ngheo-khi-nghi-huu\/"},"modified":"2025-06-13T17:11:59","modified_gmt":"2025-06-13T10:11:59","slug":"vi-sao-nguoi-trung-luu-de-roi-vao-canh-ngheo-khi-nghi-huu","status":"publish","type":"post","link":"https:\/\/quanghung.name.vn\/?p=31521","title":{"rendered":"V\u00ec sao ng\u01b0\u1eddi trung l\u01b0u d\u1ec5 r\u01a1i v\u00e0o c\u1ea3nh ngh\u00e8o khi ngh\u1ec9 h\u01b0u?"},"content":{"rendered":"<article class=\"fck_detail \">\n<p class=\"Normal\"><strong>\u0110\u00e1nh gi\u00e1 th\u1ea5p chi ph\u00ed ngh\u1ec9 h\u01b0u<\/strong><\/p>\n<p class=\"Normal\">Taylor Kovar, chuy\u00ean gia ho\u1ea1ch \u0111\u1ecbnh t\u00e0i ch\u00ednh v\u00e0 CEO c\u1ee7a c\u00f4ng ty t\u00e0i ch\u00ednh 11 Financial, M\u1ef9, cho bi\u1ebft r\u1ea5t nhi\u1ec1u ng\u01b0\u1eddi kh\u00f4ng \u01b0\u1edbc l\u01b0\u1ee3ng \u0111\u00fang s\u1ed1 ti\u1ec1n c\u1ea7n khi v\u1ec1 h\u01b0u. Nhi\u1ec1u ng\u01b0\u1eddi v\u00ec \u01b0u ti\u00ean chi ti\u00eau tr\u01b0\u1edbc m\u1eaft n\u00ean b\u1ecf qua vi\u1ec7c ti\u1ebft ki\u1ec7m d\u00e0i h\u1ea1n ho\u1eb7c kh\u00f4ng c\u00f2n kh\u1ea3 n\u0103ng ti\u1ebft ki\u1ec7m do thu nh\u1eadp eo h\u1eb9p.<\/p>\n<p class=\"Normal\">\u0110i\u1ec1u n\u00e0y d\u1eabn \u0111\u1ebfn t\u00e2m l\u00fd b\u1ea5t ng\u1edd khi nh\u1eadn ra chi ph\u00ed sinh ho\u1ea1t kh\u00f4ng gi\u1ea3m nhi\u1ec1u nh\u01b0 k\u1ef3 v\u1ecdng, \u0111\u1eb7c bi\u1ec7t l\u00e0 c\u00e1c chi ph\u00ed y t\u1ebf v\u00e0 nhu y\u1ebfu ph\u1ea9m.<\/p>\n<p class=\"Normal\"><strong>Kh\u00f4ng ti\u1ebft ki\u1ec7m \u0111\u1ee7<\/strong><\/p>\n<p class=\"Normal\">Nh\u1eefng s\u1ef1 c\u1ed1 b\u1ea5t ng\u1edd trong cu\u1ed9c s\u1ed1ng nh\u01b0 m\u1ea5t vi\u1ec7c, b\u1ec7nh t\u1eadt, tai n\u1ea1n, c\u00f3 th\u1ec3 khi\u1ebfn ng\u01b0\u1eddi lao \u0111\u1ed9ng kh\u00f4ng t\u00edch l\u0169y \u0111\u01b0\u1ee3c kho\u1ea3n h\u01b0u tr\u00ed c\u1ea7n thi\u1ebft. \u00d4ng Liam Hunt, gi\u00e1m \u0111\u1ed1c n\u1ec1n t\u1ea3ng \u0111\u1ea7u t\u01b0 v\u00e0 qu\u1ea3n l\u00fd t\u00e0i s\u1ea3n c\u00e1 nh\u00e2n SophisticatedInvestor.com (Canada) cho r\u1eb1ng nhi\u1ec1u ng\u01b0\u1eddi kh\u00f4ng ti\u1ebft ki\u1ec7m \u0111\u1ee7 v\u00ec v\u01b0\u1edbng n\u1ee3, chi ph\u00ed sinh ho\u1ea1t cao ho\u1eb7c \u0111\u00e1nh gi\u00e1 sai tu\u1ed5i th\u1ecd v\u00e0 th\u1eddi gian ngh\u1ec9 h\u01b0u.<\/p>\n<p class=\"Normal\">Khi ti\u1ec1n ti\u1ebft ki\u1ec7m kh\u00f4ng theo k\u1ecbp tu\u1ed5i th\u1ecd ng\u00e0y c\u00e0ng t\u0103ng, c\u1ea3m gi\u00e1c t\u00fang thi\u1ebfu l\u00e0 \u0111i\u1ec1u kh\u00f3 tr\u00e1nh.<\/p>\n<p class=\"Normal\"><strong>Ph\u1ee5 thu\u1ed9c v\u00e0o m\u1ed9t ngu\u1ed3n thu nh\u1eadp<\/strong><\/p>\n<p class=\"Normal\">R\u1ea5t nhi\u1ec1u ng\u01b0\u1eddi ch\u1ec9 tr\u00f4ng ch\u1edd v\u00e0o l\u01b0\u01a1ng h\u01b0u ho\u1eb7c tr\u1ee3 c\u1ea5p an sinh x\u00e3 h\u1ed9i. Tuy nhi\u00ean, nh\u1eefng ngu\u1ed3n n\u00e0y th\u01b0\u1eddng kh\u00f4ng \u0111\u1ee7 trang tr\u1ea3i m\u1ecdi chi ph\u00ed khi kh\u00f4ng c\u00f2n \u0111i l\u00e0m.<\/p>\n<p class=\"Normal\">Theo chuy\u00ean gia Kovar, ng\u01b0\u1eddi v\u1ec1 h\u01b0u n\u00ean ch\u1ee7 \u0111\u1ed9ng \u0111a d\u1ea1ng h\u00f3a thu nh\u1eadp t\u1eeb s\u1edbm, v\u00ed d\u1ee5 nh\u01b0 \u0111\u1ea7u t\u01b0, s\u1edf h\u1eefu b\u1ea5t \u0111\u1ed9ng s\u1ea3n cho thu\u00ea ho\u1eb7c duy tr\u00ec c\u00f4ng vi\u1ec7c b\u00e1n th\u1eddi gian nh\u1eb9 nh\u00e0ng \u0111\u1ec3 c\u00f3 th\u00eam d\u00f2ng ti\u1ec1n.<\/p>\n<p class=\"Normal\"><strong>Chi ph\u00ed ch\u0103m s\u00f3c s\u1ee9c kh\u1ecfe t\u0103ng v\u1ecdt<\/strong><\/p>\n<p class=\"Normal\">Tu\u1ed5i c\u00e0ng cao, chi ph\u00ed y t\u1ebf c\u00e0ng l\u1edbn. Nh\u1eefng cu\u1ed9c kh\u00e1m ch\u1eefa b\u1ec7nh \u0111\u1ecbnh k\u1ef3 ho\u1eb7c t\u00ecnh tr\u1ea1ng b\u1ec7nh m\u00e3n t\u00ednh c\u00f3 th\u1ec3 nhanh ch\u00f3ng l\u00e0m c\u1ea1n ki\u1ec7t kho\u1ea3n ti\u1ebft ki\u1ec7m n\u1ebfu kh\u00f4ng c\u00f3 b\u1ea3o hi\u1ec3m ph\u00f9 h\u1ee3p.<\/p>\n<p class=\"Normal\">&#8220;Kh\u00f4ng chu\u1ea9n b\u1ecb tr\u01b0\u1edbc cho nh\u1eefng chi ph\u00ed n\u00e0y l\u00e0 sai l\u1ea7m ph\u1ed5 bi\u1ebfn. Nhi\u1ec1u ng\u01b0\u1eddi kh\u00f4ng \u0111\u1ee7 ti\u1ec1n tr\u1ea3 cho thu\u1ed1c men ho\u1eb7c \u0111i\u1ec1u tr\u1ecb, d\u1eabn \u0111\u1ebfn c\u0103ng th\u1eb3ng t\u00e0i ch\u00ednh&#8221;, Kovar c\u1ea3nh b\u00e1o.<\/p>\n<p class=\"Normal\"><strong>Bi\u1ebfn \u0111\u1ed9ng th\u1ecb tr\u01b0\u1eddng v\u00e0 \u0111\u1ea7u t\u01b0 r\u1ee7i ro<\/strong><\/p>\n<p class=\"Normal\">Th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh mang l\u1ea1i c\u01a1 h\u1ed9i nh\u01b0ng c\u0169ng ti\u1ec1m \u1ea9n r\u1ee7i ro, \u0111\u1eb7c bi\u1ec7t v\u1edbi nh\u1eefng ng\u01b0\u1eddi kh\u00f4ng c\u00f3 ki\u1ebfn th\u1ee9c chuy\u00ean m\u00f4n ho\u1eb7c \u0111\u1ea7u t\u01b0 thi\u1ebfu chi\u1ebfn l\u01b0\u1ee3c.<\/p>\n<p class=\"Normal\">&#8220;Nhi\u1ec1u ng\u01b0\u1eddi \u0111\u1ea7u t\u01b0 sai l\u1ea7m ho\u1eb7c kh\u00f4ng \u0111a d\u1ea1ng h\u00f3a danh m\u1ee5c, khi\u1ebfn t\u00e0i s\u1ea3n h\u01b0u tr\u00ed b\u1ecb \u1ea3nh h\u01b0\u1edfng m\u1ea1nh b\u1edfi c\u00e1c \u0111\u1ee3t suy tho\u00e1i kinh t\u1ebf&#8221;, \u00f4ng Hunt cho bi\u1ebft.<\/p>\n<p class=\"Normal\">Khi v\u1ec1 gi\u00e0, kh\u1ea3 n\u0103ng ch\u1ecbu r\u1ee7i ro n\u00ean \u0111\u01b0\u1ee3c gi\u1ea3m thi\u1ec3u t\u1ed1i \u0111a, thay v\u00ec ti\u1ebfp t\u1ee5c \u0111\u1eb7t c\u01b0\u1ee3c v\u00e0o nh\u1eefng kho\u1ea3n \u0111\u1ea7u t\u01b0 m\u1ea1o hi\u1ec3m.<\/p>\n<p class=\"Normal\"><strong>B\u1ecb l\u1ea1m ph\u00e1t b\u00e0o m\u00f2n<\/strong><\/p>\n<p class=\"Normal\">Gi\u00e1 c\u1ea3 t\u0103ng qua t\u1eebng n\u0103m trong khi thu nh\u1eadp h\u01b0u tr\u00ed th\u01b0\u1eddng c\u1ed1 \u0111\u1ecbnh ho\u1eb7c kh\u00f4ng t\u0103ng t\u01b0\u01a1ng \u1ee9ng. N\u1ebfu kh\u00f4ng t\u00ednh \u0111\u1ebfn y\u1ebfu t\u1ed1 l\u1ea1m ph\u00e1t, qu\u1ef9 h\u01b0u tr\u00ed c\u00f3 v\u1ebb &#8220;r\u1ed9ng r\u00e3i&#8221; l\u00fac \u0111\u1ea7u c\u0169ng nhanh ch\u00f3ng m\u1ea5t s\u1ee9c mua.<\/p>\n<p class=\"Normal\">Nh\u1eefng \u0111\u1ee3t l\u1ea1m ph\u00e1t cao trong th\u1eddi gian g\u1ea7n \u0111\u00e2y l\u00e0 minh ch\u1ee9ng r\u00f5 r\u00e0ng cho t\u00e1c \u0111\u1ed9ng tr\u1ef1c ti\u1ebfp t\u1edbi \u0111\u1eddi s\u1ed1ng ng\u01b0\u1eddi ngh\u1ec9 h\u01b0u.<\/p>\n<p class=\"Normal\"><strong>Kh\u00f4ng c\u00f3 k\u1ebf ho\u1ea1ch chi ti\u00eau r\u00f5 r\u00e0ng<\/strong><\/p>\n<p class=\"Normal\">M\u1ed9t s\u1ed1 ng\u01b0\u1eddi b\u01b0\u1edbc v\u00e0o giai \u0111o\u1ea1n ngh\u1ec9 h\u01b0u m\u00e0 kh\u00f4ng c\u00f3 k\u1ebf ho\u1ea1ch t\u00e0i ch\u00ednh c\u1ee5 th\u1ec3, d\u1eabn \u0111\u1ebfn chi ti\u00eau qu\u00e1 tay trong nh\u1eefng n\u0103m \u0111\u1ea7u v\u00e0 g\u1eb7p kh\u00f3 kh\u0103n v\u1ec1 sau.<\/p>\n<p class=\"Normal\">Theo \u00f4ng Hunt, ng\u01b0\u1eddi ngh\u1ec9 h\u01b0u n\u00ean c\u00f3 m\u1ed9t k\u1ebf ho\u1ea1ch to\u00e0n di\u1ec7n, g\u1ed3m: ng\u00e2n s\u00e1ch sinh ho\u1ea1t, chi\u1ebfn l\u01b0\u1ee3c r\u00fat ti\u1ec1n, d\u1ef1 ph\u00f2ng y t\u1ebf v\u00e0 c\u00e2n nh\u1eafc c\u00e1c y\u1ebfu t\u1ed1 thu\u1ebf. Vi\u1ec7c l\u1eadp k\u1ebf ho\u1ea1ch s\u1edbm gi\u00fap tr\u00e1nh nh\u1eefng \u0111i\u1ec1u ch\u1ec9nh b\u1ecb \u0111\u1ed9ng khi \u0111\u00e3 v\u1ec1 gi\u00e0.<\/p>\n<p class=\"Normal\" style=\"text-align:right;\"><strong>Nh\u1eadt Minh<\/strong> (Theo <em>Gobankingrates<\/em>)<\/p>\n<p><span id=\"article-end\"><\/span><\/p>\n<div data-component=\"true\" data-component-type=\"tin_xemthem\" data-component-value=\"4882332,4879129\" data-thumb=\"1\"><\/div>\n<p><!-- G\u1eedi g\u00f3p \u00fd b\u1ed9 khoa h\u1ecdc v\u00e0 c\u00f4ng ngh\u1ec7 --><br \/>\n<!-- End g\u1eedi g\u00f3p \u00fd b\u1ed9 khoa h\u1ecdc v\u00e0 c\u00f4ng ngh\u1ec7 --><br \/>\n<!-- Hope --><br \/>\n<!-- End Hope --><br \/>\n<\/article>\n","protected":false},"excerpt":{"rendered":"<p>\u0110\u00e1nh gi\u00e1 th\u1ea5p chi ph\u00ed ngh\u1ec9 h\u01b0u Taylor Kovar, chuy\u00ean gia ho\u1ea1ch \u0111\u1ecbnh t\u00e0i ch\u00ednh v\u00e0 CEO c\u1ee7a c\u00f4ng ty t\u00e0i ch\u00ednh 11 Financial, M\u1ef9, cho bi\u1ebft r\u1ea5t nhi\u1ec1u ng\u01b0\u1eddi kh\u00f4ng \u01b0\u1edbc l\u01b0\u1ee3ng \u0111\u00fang s\u1ed1 ti\u1ec1n c\u1ea7n khi v\u1ec1 h\u01b0u. Nhi\u1ec1u ng\u01b0\u1eddi v\u00ec \u01b0u ti\u00ean chi ti\u00eau tr\u01b0\u1edbc m\u1eaft n\u00ean b\u1ecf qua vi\u1ec7c ti\u1ebft ki\u1ec7m<\/p>\n","protected":false},"author":1,"featured_media":31522,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"googlesitekit_rrm_CAow44a6DA:productID":"","footnotes":""},"categories":[2],"tags":[12442,5855,12443],"class_list":["post-31521","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-thoi-su","tag-canh-ngheo","tag-nghi-huu","tag-trung-luu"],"_links":{"self":[{"href":"https:\/\/quanghung.name.vn\/index.php?rest_route=\/wp\/v2\/posts\/31521","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/quanghung.name.vn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/quanghung.name.vn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/quanghung.name.vn\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/quanghung.name.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=31521"}],"version-history":[{"count":0,"href":"https:\/\/quanghung.name.vn\/index.php?rest_route=\/wp\/v2\/posts\/31521\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/quanghung.name.vn\/index.php?rest_route=\/wp\/v2\/media\/31522"}],"wp:attachment":[{"href":"https:\/\/quanghung.name.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=31521"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/quanghung.name.vn\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=31521"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/quanghung.name.vn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=31521"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}